sell your car

While most traffic laws are consistent across the country, states also have the ability to determine their own rules of the road. Whether you are moving to a different state or simply passing through, it is important to know what the traffic laws are in each state you spend time in. New Jersey has a few unique regulations that their drivers must abide by. This article will provide you with the basics about driving laws in New Jersey so you know what to expect when you head to the Garden State.

Cell Phone Use The state of New Jersey is one of the few that has a statewide ban on handheld cell phones. This means that drivers are not allowed to use a handheld cell phone while driving for either talking or texting. The state also has a ban on cell phone use for school bus drivers and novice drivers, which is also covered under the statewide ban. While many states ban cell phone use for these drivers, only five states mandate a statewide ban across the board. It is important to know this law before driving in New Jersey, or you might receive a moving violation for making a call while you are behind the wheel.

Drunk Driving While New Jersey has some of the stiffest laws regarding cell phones, their punishment for drunk driving is less severe than other states. First offenses generally receive a hefty fine and a suspension of the driver’s license for up to three months. This is considerably less than the one-year suspension that other states enforce for first time offenders. However, you could also face jail time and you may be required to spend some time in an intoxicated driver resource center. A second offense could suspend your driver’s license for up to one year, include a large fine and possible jail time.

Insurance Requirements New Jersey has a number of insurance requirements for their drivers. Coverage must include a minimum amount of bodily injury liability and property damage liability that protects those that are injured or property that is damaged by your vehicle. The state also requires drivers to carry coverage for uninsured motorists that include both personal injury and property damage. This protects drivers in the event they are involved in an accident with an uninsured motorist. Finally, New Jersey mandates that all drivers purchase a minimum amount of personal injury protection, or PIP. These requirements are much greater than other states and may account for New Jersey’s higher than average insurance premiums.

Knowing the driving laws governing an individual state makes it safer to get around on the streets of the area. New Jersey includes some rather unique rules of the road that drivers need to be aware of and adhere to without fail.

The source of article

If you use a car for business reasons, you would need more than a regular car insurance policy. You need a business car insurance that would provide you with unique features and options to cover those who travel for business reasons.

Social, domestic, and pleasure (SDP) use are the normal day to day use that is covered by most insurance companies. This does not usually provide you with many options when you are travelling to your workplace or for the business or company you work for. It would not even cover your car if ever you have future business travels.

You would have to apply for a specific cover when you want a business car insurance. You can choose one of these forms:

How business car insurance works

Private and occasional business use – This covers private use and commuting. It also covers business travels by the owner or their spouse. The car, however, should not be registered as a business car nor should it be the main tool for earning your income.

Private and business use – Just like the first one, this also covers private and commuting use. The car should not be registered as an official business car that is the main earning tool of a company. The difference is that this covers the business-related travels made by the owner, their spouses, or anyone who has been listed as a driver at the time of business car insurance application.

How business car insurance works

Commercial travelling – this covers motorists who use their car as part of their regular job and business travels. Pizza deliveries, for example, use a company car to be able to deliver their product to their consumers.

Business car insurance pays only for those losses specified by your contract. It is extremely important that you should be aware of the policies and the coverage of the insurance you applied for. You can seek the guidance of the insurance representative in the insurance company you opted for. They can walk you through the items of what you are covered for and what you are not when it comes to your business car insurance. You have to keep in mind that insurances are made to help car owners to cope with finances during events that can not be predicted such as accidents. But if the event does not count as anything that is sudden or accidental, then there would be no coverage from the business car insurance plan that you have applied for.

The source of article

One of the most famous Bugatti Veyrons in the world is up for sale in the US – although you probably won’t want to buy this one.

The f1m hypercar gained world recognition in 2008 after its owner Andy House drove it into a lake near Galveston, Texas and completely wiped out its value in the space of five metres due to a ‘low-flying pelican’ that, he says, distracted him.

Having spent two years drying out, however, a US insurance salvage company now has the Veyron up for sale on its auction website.

The intense irony can’t be lost on original owner House – he caused more than a few added chuckles to the story in 2008 when it emerged he runs a business restoring damaged luxury cars. Obviously this was a bridge too far for him.

There are various pictures of rust and damage on the car – which still has its airbrake deployed in the ‘help I’m driving into a lake’ position – but precious few details on the state of it.

It doesn’t even come with keys, but there was probably very little chance of getting it going again anyway – House left the Bugatti’s door wide open and the engine running for 15 minutes until the car finally succumbed to the lake.

We can’t think of many uses for a beaten up hypercar which smells like a pond – if you’re prepared to pay f1m for a runaround you’re fairly likely to use brand new manufacturer spare parts, although the Veyron might make a nice talking point as a large garden ornament.

It is of course a ripe opportunity to have a look at the original incident, which was rather fortunately captured by a vanload of passing dunces – listen out for the moment halfway through the first video where someone says they’ve spotted a Lamborghini.

There is a spot of fruity language on the first video – understandable when you’re watching a million pound Veyron driving into a lake at 70mph, but make sure the speakers aren’t turned up too loud.

Click below to watch the carnage and subsequent rescue.

Source: http://uk.autoblog.com/2011/03/22/lake-crash-bugatti-veyron-up-for-sale/

2012 Hyundai Genesis / R-Spec 5.0 First Drive – Review – Car and Driver

Hyundai has repeatedly said it would not— cannot — put a V-8 in the Genesis coupe, but the 2012 Genesis sedan presents the best reason yet for the company to do so (even if it had to put it in the trunk, like

already did). With Hyundai’s new 5.0-liter V-8 between its fenders, the coupe would be a liter-for-liter Korean response to the Ford Mustang GT 5.0, and the Vanilla Ice references could turn into Vanilla Rice jokes. Hyundai has yet to express interest in this sort of enablement.

The 429-hp 5.0—only available in the

and new Genesis R-Spec—headlines a suite of changes Hyundai is making to the cheaper of its luxury sedans for 2012. The 3.8-liter V-6 in the base Genesis gets direct injection, which boosts its output from 290 hp to 333, and a new eight-speed automatic transmission—developed by Hyundai itself—is fitted to all Genesis sedans. Additionally, Hyundai has made small tweaks to the suspension of all cars and fitted all with a new grille and fascias, new headlights with LED accents and daytime-running lights, redesigned rocker panels, and new taillights.

Stay Focused Although the 5.0 is the sexiest item on the upgrade list, the most important is the tweaked suspension. As it was introduced, the Genesis paired a flinty ride with floppy, blas handling. The balance is vastly improved for 2012, with the ride smoothing out and the car staying a bit flatter in hard cornering, thanks in part to a 1-mm-larger rear anti-roll bar (18 vs. 17). Additionally, last year’s car’s propensity to slam over big divots and lumps and bottom out as though it used Slinkys as springs is gone, with far fewer imperfections making their way into the cabin.

2012 Hyundai Genesis / R-Spec 5.0 First Drive – Review – Car and Driver

The 15-percent power increase in the 3.8 (333 hp) moves it closer to the 385-hp, 4.6-liter V-8, which now surpasses the six’s output by 52 ponies—43 fewer than last year’s. The base motor yanks the car forward with even more vigor and does so with a seasoned smoothness. The 5.0 will replace the 4.6-liter as the base engine in the Equus for 2012, and we wouldn’t be surprised to see the 4.6 fade from the options list of the Genesis as well. The 5.0-liter is really a 4.6 with a larger bore—96 mm versus 92—so Hyundai isn’t throwing away a bunch of R&D dollars by discontinuing the smaller engine.

Bewinged-Japanese-Coupe Badge on a Korean Luxury Sedan But you want to read about the R-Spec, we know. As mentioned above, the 5.0 and the 4.6 are closely related. Compared with its smaller ancestor, the R-Spec V-8 adds direct fuel injection, which enables a higher compression ratio of 11.5:1 instead of the 4.6’s 10.4:1. That’s it. Otherwise, it’s the same engine, carrying over the 4.6’s variable timing for both intake and exhaust cams. Mileage is only slightly affected, with the 5.0 earning 16 mpg city and 25 highway ratings from the EPA, 1 mpg down on the 4.6 in both categories.

The 5.0 is a bit peaky, needing 6400 rpm and premium gas to produce all 429 hp and 5000 rpm to hit its max torque of 376 lb-ft . At part throttle and right off the line, it doesn’t feel much spunkier than the 4.6. But at higher speeds—both road and engine—the car pulls like Germany’s best executive Q-ships. Hyundai expects 0 to 60 mph to take 5.1 seconds; we predict a 4.8-second sprint. Although the working-class associations of “5.0” had us hoping for a bit more Woodward growl from the tailpipes, this engine’s muffled voice falls short of even its Teutonic targets’.

Aside from the bigger V-8, the R-Spec differentiates itself from lesser Genesis models with various suspension and brake tweaks. A further 1-mm bump in rear-anti-roll-bar diameter supposedly cinches it down a bit more, but we didn’t get a chance to toss the car into any aggressive hairpins to verify this. What we were able to discern is that the moderately higher spring rates somewhat negate the other 2012 Genesis’s breakthroughs in the ride-and-handling arena, rediscovering some of the flintiness that other models thankfully left behind. Larger wheels—19 inches on the R-Spec—might also be partly to blame. We’d probably be happier with just the motor. Well, and the larger brakes. Six-cylinder cars upgrade to the 13.0-inch front rotors from last year’s 4.6 model; both V-8 cars now wear 13.6-inch front discs. Finally, the Genesis doesn’t get the same exuberant color palette as does Hyundai’s other big 2012 intro, the

2012 Hyundai Genesis / R-Spec 5.0 First Drive – Review – Car and Driver

, so we’d like to see the R-Spec offered in hues other than black, less black, and gray (Black Noir Pearl, Titanium Gray Metallic, Platinum Metallic).

Eight Can Be Great Regardless of engine, every 2012 Genesis will have an eight-speed automatic. As opposed to many other automakers that use transmissions from outside suppliers, Hyundai chose to design its own slushbox. Maybe it shouldn’t have. Eight speeds allow for a fine balance of economy and zest, but the transmission is slow. Up- and downshifts drag, and we were able to count off full seconds before getting what we wanted after stomping through the kickdown switch. All cars have a gate for manual actuation, but when the transmission takes longer to respond than an estranged fourth wife, it’s hard to care. On the other hand, those who buy a Genesis for its highway serenity—so all of them, including R-Spec buyers—might not notice, and they’ll appreciate the slight fuel-economy benefit. Cars with the V-6 are rated at 19 mpg city and 29 highway (up from 18/27 last year); those with the 4.6 are 17/26 (up from 17/25); and the R-Spec is 16/25.

With all the new stuff, the base 2012 Genesis sees a $1200 increase in starting price from last year’s $33,850 to $35,050. Considering the improved ride and increased power, that’s reasonable. And as before, there’s a tremendous list of standard equipment: leather seats, keyless entry and start, heated power front seats, a seven-speaker stereo with satellite radio and USB and 3.5-mm auxiliary input jacks, and a spacious rear seat. The 4.6 pops the sticker up to $45,350 (an increase of $1500 over last year’s) and includes $8800 worth of packages that are optional on the 3.8—notably, a sunroof, a power tilting-and-telescoping steering wheel, a rear sunshade, a 17-speaker Lexicon stereo, navigation, a rearview camera, adaptive cruise control, a (refreshingly inoffensive) lane-departure-warning system, a cooled driver’s seat, and heated rear seats. For another two grand, buyers can find their way into an R-Spec. They’d better really want the power, because visual cues of the R-Spec’s specialness are few: unique headlamps with dark-chrome inserts, 19-inch wheels, a trunklid badge, and floor mats.

As we found when we pitted the Genesis against its competition, the cars that should fear it the most aren’t German thoroughbreds but are instead traditional mid-premium cars, which it thoroughly routs. Like before, there’s much about the Genesis to suggest it is far more expensive than it is. Now, though, Hyundai’s full-size luxury car doesn’t look rich just on paper: It feels more like it from behind the wheel, too.

Article source: http://www.caranddriver.com/reviews/car/11q2/2012_hyundai_genesis_3.8_r-spec_5.0-first_drive_review